Stablecoin Adoption Survey Shows Corporate Use Doubles to 18% in 2026

The EY-Parthenon 2026 Blockchain Payments Survey, conducted July through August 2026, polled 521 senior decision-makers and recorded corporate stablecoin adoption at 18 percent, double the 9 percent share reported in the prior year’s poll. The sample included 383 corporates and 138 financial institutions, with 53 percent based primarily in the United States.

Stablecoin Adoption Survey Tracks Production Use and Tokenized Deposits

Of the corporate respondents, 15 percent reported using tokenized deposits, while 21 percent indicated they had deployed stablecoins, tokenized deposits, or both. Cross-border B2B payments emerged as the dominant use case, with 50 to 53 percent of respondents either using or exploring stablecoins and tokenized deposits for supplier payments and B2B acceptance.

Among financial institutions, 69 percent said they already offer or plan to launch stablecoin services within the next two years, compared with 30 percent in the 2025 survey. For banks specifically, 49 percent reported offering or planning tokenized-deposit services over the same period. Another 33 percent of corporates indicated they are likely to adopt either instrument in the next six to 12 months.

Prashant Kher of EY-Parthenon noted the shift from experimentation toward embedding these capabilities directly into existing workflows, with many organizations expecting to maintain both stablecoin and tokenized-deposit rails.

Regulatory Clarity and Integration Drive Blockchain Payments Decisions

Survey participants cited regulatory clarity, including the U.S. GENIUS Act and EU MiCA framework, alongside speed and cost benefits as primary drivers. Eighty-eight percent of corporates currently using or exploring the instruments reported cash-flow gains or expected improvements.

Integration with existing ERP, treasury, and banking systems ranked as very important or critical for 74 to 76 percent of respondents. Sixty-three percent said they would likely adopt through their current banking or technology providers.

Regulatory uncertainty remained the leading barrier, cited by 76 percent of respondents, followed by limited ecosystem adoption and technical integration challenges. The survey results point to a multi-rail environment in which stablecoins and tokenized deposits coexist rather than replace one another.

Market Context for Corporate Treasury Teams

The findings reflect broader movement in institutional payments infrastructure. Corporates prioritizing system compatibility can reduce implementation timelines by leveraging existing provider relationships. Treasury teams evaluating options may review internal cash-flow data against reported gains of 88 percent of early users to assess potential benefits.

Financial institutions expanding service offerings will need to address integration requirements that 74 to 76 percent of corporates deem essential. The continued emphasis on regulatory developments suggests monitoring remains necessary for organizations planning near-term adoption.